August 8, 2025

Terms & Conditions

Terms of Service

Welcome to Finoven. These Terms of Service outline the rules and regulations for using our website and services. By accessing or using our services, you agree to comply with and be bound by these terms. If you do not agree with any part of these terms, you should not use our services.

1. Acceptance of Terms

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

2. Changes to Terms

Finoven reserves the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting the updated terms on our website. You are responsible for reviewing these terms periodically. Your continued use of the services after modifications constitutes your acceptance of the new terms.

3. Eligibility

To use our services, you must be at least 18 years old and capable of entering into a legally binding agreement. By using our services, you represent and warrant that you meet these eligibility requirements.

4. Accounts

To access certain features of our services, you may be required to create an account. You agree to:

  • Provide accurate, current, and complete information during the registration process.
  • Maintain the security of your password and account.
  • Notify us immediately of any unauthorized use of your account or any other breach of security.
  • Take responsibility for all activities that occur under your account.

5. User Conduct

You agree not to engage in any of the following prohibited activities:

  • Using the services for any unlawful purpose.
  • Interfering with or disrupting the integrity or performance of the services.
  • Attempting to gain unauthorized access to the services or related systems or networks.
  • Posting or transmitting any content that is harmful, defamatory, obscene, or otherwise objectionable.
  • Using automated means to access the services for any purpose without our express written permission.

6. Investment Disclaimer

Investing involves risk, and past performance is not indicative of future results. Finoven does not guarantee any specific results or returns on investments. You should consult with a qualified financial advisor before making investment decisions.

7. Fees and Payments

By using our services, you agree to pay all applicable fees. We reserve the right to change our fees at any time. You are responsible for any charges incurred through your account. All payments must be made in accordance with our payment terms.

8. Intellectual Property Rights

The content, design, and structure of our website and services are protected by intellectual property laws. You agree not to reproduce, distribute, modify, or create derivative works of any content from our services without our express written permission.

9. Third-Party Links

Our services may contain links to third-party websites or services. We do not endorse or assume any responsibility for any third-party websites or services. Your use of any third-party service is at your own risk, and you should review their terms and policies.

10. Limitation of Liability

To the maximum extent permitted by law, Finoven shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our services. This limitation applies to any claims arising out of or relating to these Terms of Service or your use of our services.

11. Indemnification

You agree to indemnify and hold harmless Finoven, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of our services or your violation of these Terms of Service.

12. Termination

We reserve the right to suspend or terminate your access to our services at any time, for any reason, without notice. Upon termination, your right to use the services will immediately cease.

13. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Finoven operates, without regard to its conflict of law principles.

14. Dispute Resolution

Any disputes arising out of or relating to these Terms of Service or your use of our services will be resolved through binding arbitration in accordance with the rules of a recognized arbitration organization. The arbitration will be conducted in the jurisdiction in which Finoven operates.

15. Miscellaneous

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision of these terms shall not be deemed a waiver of such right or provision.

16. Contact Information

If you have any questions or concerns regarding these Terms of Service, please contact us through the provided channels on our website.

17. Entire Agreement

These Terms of Service constitute the entire agreement between you and Finoven regarding your use of our services, superseding any prior agreements between you and Finoven.

Ruth V. Gordon